Driving Without Insurance Will Cost You Starting in 2013


Of the millions of drivers in Alabama, nearly 20% don't have insurance.  Now, the state is cracking down.

"It simply states that the State of Alabama will now have some options regarding the ability to verify who has insurance and who does not have insurance," says Insurance Agent Mark Harbarger.

Officials ask the next time you get in your car and behind the wheel that you have a valid insurance card in order to keep our roadways safer.

"The importance of it is just ensuring everyone implies with the current law and has valid insurance on their vehicles," says Huntsville Police Captain Vince Dauro.

Local law enforcement agencies now have access to an online database.

Not only will this online database verify if you have insurance, but it will also make sure this piece of paper is current and still active.

The law basically updates an outdated one.

"Wel,l they are safer on the roadways and they're insured that those that cause bodily injury and property damage will be available to pay for their property damage or injuries," says Harbarger.

The numbers are astounding.

The Insurance Research Council estimates 22% of drivers don't carry insurance.

That's the 6th worst in the country.

Officials say the goal is to get that number below 10%.

"That's what the law is for, is to make sure people are liable for the damage and injuries they cause," says Capt. Dauro.

Driving without valid insurance has its price tag.

The first offense ticket is up to $500.

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